We’re your one-stop bank for the options, tools and resources you’ll need at every stage of your business’ growth. Safeguard, oversee, grow and get access to your funds whenever you need them.
| Small Business Checking | Commercial Checking | Moody Plus SP/NPO Checking5 | Moody Treasury Fund | |
| Minimum Opening Balance | $100 | $500 | $1,500 | $500,0001 |
| Minimum Balance Required | $0 | $0 | $1,5002 | $1,000,000 |
| Monthly Service Charge | $03 | $12.50 | $106 | $0 |
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| Bill Pay | $10 | $10 | $10 | |
| Mobile Banking4 | |
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| Additional Benefits | Treasury Management Services available | Treasury Management Services available | Treasury Management Services available |
FDIC insured up to $35 million |
1 Must open or maintain a Moody Bank checking account with a minimum balance of $100,000. Remaining funds will be swept to Treasury Fund (minimum combined balance must be $500,000). 2 Minimum balance in order to receive disclosed annual percentage yield. 3 Limited to 100 free debits per month. 50 cents per debit transaction after 100. 4Mobile Banking requires enrollment through Online Banking and download of the Moody Bank mobile app. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone and Android devices. Mobile deposit limit is $3,500 per day or $7,000 per month and a maximum of 10 deposits per month. For higher business mobile deposit limits, a referral to Treasury Solutions is required. 5Account offered for sole proprietorship and non profit organizations. 6If balance falls below minimum ($1,500). If balance falls below minimum, a charge of 12 cents ($0.12) per debit will apply.
Put your hard-earned money to work. Whether your end goal is management or growth of finances, explore our range of accounts and start saving your way.
| Commercial Savings |
Commercial Money Market |
Moody Community Money Market |
Moody Commerce Money Market |
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| Minimum Opening Balance | $250 | $2,500 | $250,000 | $250,000 |
| Minimum Balance Required | $2501 | $2,5001 | $250,0001 | $250,0001 |
| Monthly Service Charge | $52 | $102 | $0 | $0 |
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| Free Transactions per Month | 6 free pre-authorized or 3rd-party transfers per month | 6 free pre-authorized or 3rd-party transfers per month | 6 free pre-authorized or 3rd-party transfers per month | 6 free pre-authorized or 3rd-party transfers per month |
¹ Minimum balance in order to receive disclosed annual percentage yield.
2If balance falls below required minimum.
3 Mobile Banking requires enrollment through Online Banking and download of the Moody Bank mobile app. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone and Android devices. Mobile deposit limit is $3,500 per day or $7,000 per month and a maximum of 10 deposits per month. For higher business mobile deposit limits, a referral to Treasury Solutions is required.
Sometimes, it takes money to make money. We get it. When the time comes to buy major equipment or property, purchase inventory or expand, we can help you get there. Get what you need and get on with business with our quick, local decision-making.
Purchase or build any type of commercial property, whether to use for your own business or lease out to tenants.
Access funds easily and quickly when you are looking for working capital, inventory expansion, have an emergency repair, and much more.
Expand your business, purchase assets or upgrade equipment with a tailored loan designed to fit your needs.
Enhance your purchasing power and gain access to a variety of benefits with our business credit cards.
Maintain control over every aspect of your finances with our streamlined, easy-to-navigate treasury offerings. Browse through our features, including Payroll, Lockbox Service and more to see all the ways we can help you enhance your business.
Autobooks is an easy to use online accounting tool that allows your business to send invoices, accept payments, automate accounting processes and pay bills.
Full suite of online financial management solutions designed to streamline the back office functions of your business, giving you increased control and greater flexibility.
Give your customers more ways to pay by accepting all major credit cards. We work with multiple credit card processors, allowing us to offer you the lowest rates available.
Streamline bookkeeping while saving time and money by turning receivables into cash quickly and efficiently.
Automated fraud detection tool that allows you to create a database of previously issued, authorized checks and ACH blocks and filters.
Maximize the earning potential of your business accounts by putting your idle funds to work, automatically and safely.
Reduce your administrative costs and save valuable time by making, receiving, and managing your payments and payroll automatically.
Simply scan checks from your desk or mobile device, and our embedded software automatically records and balances the transaction, even when the bank is closed.
Add convenience by eliminating frequent trips to your local banking center for deposits and cash orders, and add an extra layer of security with armored car deliveries.
